Hsbc offshore account This is because it is in their best interest to attract and keep depositors. If you submitted an application that Also known as an overseas account, offshore bank accounts can make it easier to manage your finances across multiple countries or regions. You can choose from 19 different currencies, and select a term of between one Benefits of the HSBC expat bank account. If you are outside of Jersey, we may not be HSBC, one of the largest banking and financial services institutions in the world, serves millions of customers through its four global businesses. Begin comparing using our charts today. No matter how many times you move, your account comes with you, and you can connect all of your HSBC accounts to view them with a single log on. HSBC Group | © HSBC Bank plc 2017-2025. You will need to have an HSBC Expat bank account too. A monthly fee may also apply to your account if you’re unable to maintain the eligibility criteria. HSBC Expat has wide range of banking services to advise and support expats in Spain. Opening an HSBC bank account overseas before arriving at your destination will be one less thing to worry 本網站的資訊由HSBC Holdings plc滙豐控股有限公司提供，並連結各地的滙豐財富管理及個人銀行業務網站。產品和服務由各司法管轄區的受監管機構提供。本網站列出的產品和服務的提供情況視乎您所在或居住的國家或地區以及客戶資格限制。 Because I have a large number of readers living abroad, I am occasionally asked to provide feedback on various service providers, such as HSBC expat/HSBC offshore. HSBC Expat is a participant in the Jersey Bank Depositor Compensation Scheme. Most Offshore Bank Account jurisdictions of any repute have very sophisticated, stable banking regulations. If you’re a seven- or eight-figure entrepreneur or investor, finding the best offshore banking options can be tricky. Can I open an international bank account from the UK? You If we need anything else to complete your application, we’ll send you a text or email. This shows you what the gross rate would be if interest were paid and compounded each year. These include Singapore, Hong Kong and Jersey - 3 wealth management hubs Discover the right savings accounts for you, from a range of fixed term to instant access accounts available in multiple currencies for expats with more benefits. Please do not enter confidential information such as bank account details here. A For an offshore account, you can apply through HSBC Expat. Apply online for an HSBC overseas bank account. Explore our Expat Bank Account. 5% of Your new HSBC Expat accounts must be funded within the first 3 calendar months from when your accounts are opened. The HSBC Cayman Islands, a previous financial power in the Caymans, is no longer in operation. HSBC Global Transfers is an instant money transfer service of up to USD200,000 per day (or currency equivalent) to self-named or third-party overseas HSBC personal accounts. These accounts are also referred to as Offshore Bank Accounts or Offshore Accounts. HSBC Expat offers banking solutions for expatriates worldwide. Transfer money between your HSBC accounts around the world securely and fee-free[@sg-gmt-other-bank-fees]. Internationally-Based Cayman Banks. Offshore account holders International services Country Enjoy a range of products and services with HSBC personal and online banking. An HSBC Expat Bank Account account holder and have a bank or savings account in the currency of the funds you're investing in, excluding the Fixed Term Deposit and the Online Bonus Saver Looking to invest a minimum GBP/USD/EUR100 per month HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. HSBC Expat is an offshore banking arm of the HSBC Group. Here is the account opening requirement for different HSBC banking accounts: The HSBC Expat Premier Account is an award-winning bank account available in Sterling, Dollars or Euros. Your HSBC Expat Bank Account will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated . Advertisement. Registered office 8 Canada Square, London, E14 5HQ. With HSBC, expats can access a range of products and services designed to meet their unique financial needs. All rights reserved. Talk to a representative Offshore account holders International services Country requirements. Beyond banking Explore our value-added services, from referrals for tax advice and support for Once you've linked your accounts, HSBC Global Transfers enables you to transfer money between accounts in real-time rates without a fee. . What drives exchange rates? Find out how exchange rates move based on supply and demand and how you can use currencies as an investment. Filter and sort to see interest rates in your chosen currency. Find out the benefits, features and eligibility of HSBC Expat offshore (Jersey) accounts. If you are an HSBC Expat customer, please have your 10 digit PBN and six digit PIN to hand before you call. If you can't remember either of these options, please have your personal details with you as our agents may need to confirm your identity. Featured - ISA allowance HSBC Fixed Rate Saver. Join HSBC Premier to get over HKD50,000 worth in welcome rewards. How to Open a Bank Account in Mauritius. Also known as an international or non-resident account, the HSBC Expat bank account moves with you, providing a central place for expats It's free to open an overseas account if you're an HSBC One, Jade or Premier customer. To qualify for HSBC Premier, you'll need an HSBC Everyday Global Account. You can apply for HSBC World Selection Portfolios once you have opened an HSBC Expat Bank Account with us. The authorities gear these regulations towards meeting the needs of the depositor. HSBC Bank plc, is registered in England and Wales number 14259. Clear form Clear form To select a different result, this link will refresh the page HSBC International. The account is accessible 24/7 You can open an overseas account if you're an HSBC One, Jade or Premier customer. It aims to offer crossborder services specifically tailored to expatriates and migrants. Savings. com. Different companies within HSBC Wealth and Personal Banking or the HSBC Group may provide the products or services according to local regulatory requirements. UK expats Hong Kong expats HSBC Premier customers call: +44 1534 616 313 HSBC Advance customers call: +44 1534 616 212 HSBC Hong Kong residents (local call rate) call: +852 2822 3133 Instantly move money between your HSBC accounts worldwide, with no HSBC fees, using Global Transfers[@gvgt-transfers]. Conclusion. Everything you need to know about the HSBC Expat account. Discover how offshore bank accounts can help you manage your international finances. Investments Invest in equities, exchange traded funds, fixed income bonds and mutual funds in a safe and secure environment. Otherwise, you’ll get an email confirming your account is open, usually within 7-10 days. Included with the account is a debit card, a Foreign Exchange app as well as a complimentary travel security service. For customers of HSBC Expat . hsbc. If you are UK resident and non domiciled for UK tax purposes, using money from your settlement account (or any money held Link your global HSBC accounts and manage them online in one place Transfer up to USD200,000 per day between your accounts, or the currency equivalent, with no fees Access real-time rates and set up instant, future or recurring transfers between your accounts Banking Offshore account holders International services Country requirements. It connects you to your home country and to your local accounts for everyday banking. The Scheme offers protection for eligible deposits of up to £50,000. Further details on the Minimum Balance and Underfunding Fee can be found in our Tariff of Charges and Terms and Conditions. Other ways to apply Apply online . Renowned for its stability and well-regulated financial system, the Isle of Man allows individuals to open bank accounts remotely, catering to the needs of international clients. Our Expat Banking services help our customers around the world prosper as they expand their horizons internationally to build fulfilling lives for Overseas mortgages and overseas account opening applications will be processed by overseas HSBC group entities, and will be subject to the approval of the overseas HSBC group entity where the property or account is located. HSBC Expat is a division of HSBC Bank plc, Jersey Branch. Some require an investment of between £5,000 to £10,000, while others accept a minimum This information is entirely qualified by reference to the terms and conditions of the specific service, if any, provided by the relevant HSBC entity or company. HSBC accounts around the world? We've made moving money between them simple with our Global View and Global Transfer services. That’s because most information you find online is from armchair expats or younger digital nomads primarily The information and materials contained in or connected to this web page are for your general information only and are not and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any products, services or investments offered by The Hongkong and Shanghai Banking Corporation Limited, Offshore Banking Unit Labuan Information is for reference only Comparison of popular offshore account banks in 2024 In Hong Kong, there are many internationally renowned foreign banks that provide customers with services for opening offshore accounts, including Citibank (Citi), HSBC, DBS and Standard Chartered. owned by an asset protection trust Your offshore bank account offers an established path to enjoying higher investment returns. AER 3. Living Full details of the phone numbers for HSBC Expat are listed here. This section details best practices for securing your account, HSBC’s protective measures, and the potential challenges you might encounter. If the accounts are not funded or are partially funded, they may be subject to an Underfunding Fee or closure. Where a share class of an offshore fund has UK Reporting Fund status, broadly, any gain on the disposal of such a holding is treated as a capital gain and subject to UK Compare the Best Offshore Savings Accounts using our dynamic charts and find the best rates from top providers. Access your money conveniently and securely any time with online, mobile or phone banking. For non-residents and expats seeking a reliable and secure offshore banking option, the Isle of Man emerges as a compelling choice. Our Expat Banking Services. The amount you'll need to deposit, or earn, to open an offshore investment account will vary. Eligibility. An HSBC Expat composite statement covers all of your bank accounts in a single Some of our accounts and services have extra eligibility criteria, such as having HSBC Premier status. UK expats Hong Kong expats US expats Expats in Germany Expats in Spain an existing eligible HSBC Expat account; the HSBC Expat Mobile Banking app; a valid email address, telephone number and residential address on our systems - you can update your details in online These banks also offer dedicated relationship managers for corporate accounts, ensuring personalized service and financial advice tailored to the company’s needs. Learn how to open an offshore HSBC Expat Account, available in GBP, USD and EUR. Find out how to open an overseas account in another destination. Our selection of the best offshore savings accounts allow you to gain interest on your savings which are available in multiple currencies. UK expats Hong Kong expats Follow HSBC Expat on Facebook This link will open in a new window Follow HSBC Expat on YouTube This link will open in a new Discover how offshore bank accounts can help you manage your international finances. Offshore account holders International services Country requirements. 離岸銀行戶口(offshore bank account)，基本上中國及澳門以外，只要不是同一個國家都是離岸戶口。可能澳門也算離岸戶口，但不深究了。 匯豐有不同的離岸戶口(offshore account)，包括英國或英國皇家属地澤西(Jersey)。 Banking in the Isle of Man. If you submitted an application that didn’t meet our eligibility criteria, please do not re-apply. For those with financial interests overseas, moving to an offshore account with us can open up a world of opportunity. Here are the best banks for digital nomads and expats: Revolut Institutions That Offer the Best Offshore Bank Accounts. Having an HSBC offshore account means you can enjoy the same level of service across different regions. you will need to be a resident of the Channel Islands or Isle of Man. We offer you a choice of offshore locations so you can build a wealth portfolio in multiple jurisdictions. Our overseas account opening services can help you open a bank account in the Channel Islands and Isle of Man from your current location. Your Expat accounts will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading international finance centres, as recognised by the Organisation for Economic Cooperation and Development (OECD). Here are the popular offshore banks to consider for expats in a foreign country: 1. Foreign currency cheques charges will be 0. 3% of the transfer value. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Outward foreign currency Telegraphic Transfers (other than foreign currency non-resident deposit accounts) will incur a charge of 0. Account eligibility varies by country or region. The annual account and monthly maintenance fees are also waived. Use the Scameter+ App to verify the SMS information. If your work takes you around the globe frequently, then having your money in one fixed location is invaluable. For investing, studying or working abroad. Manage your wealth internationally with HSBC. Open Discover how offshore bank accounts can help you manage your international finances. You also won't need to pay any annual account and monthly maintenance fees. First of all, providing you meet the eligibility criteria, there are no ongoing account fees. View your linked accounts in 'Account overview'. UK expats Hong Kong expats US expats Expats in Germany Apply now Apply now for an HSBC Expat account . A UK company with a Barclays, HSBC, or Lloyds London corporate bank account is one of the best financial structures for international business. T&Cs apply. For staff- or phone-assisted account openings, certain charges may apply. Some offshore investment accounts may charge a fixed fee, or a percentage of the amount you are looking to invest. Log on once to view and manage all your finances around the world in mobile, online or telephone banking HSBC Expat account is a single account that moves with you. Minimum Criteria: Minimum deposit of £50,000 or pay in an annual salary of £120,000 My favourite offshore account is the HSBC Expat Account. These people aren’t expats. Gross is the rate of interest if interest were paid and not compounded each For example, the HSBC Expat Bank Account has no monthly fee and transfers between HSBC accounts are free. Offshore accounts, also known as offshore bank accounts or offshore savings accounts, can make it simpler to manage your financial commitments across multiple countries and regions. You may wish to consider opening an HSBC Singapore account first for a smooth international account opening journey. Interest rate change on selected savings accounts. Learn how an offshore bank account can make managing your money overseas easier and what to consider when choosing one. Other fees and charges may apply so you should always read the terms and conditions thoroughly before investing. 了解在香港申請開立滙豐海外戶口和離岸戶口的方法、申請資格、所需文件，以及各項海外戶口申請須知。選擇您的所在地以及有意開立海外戶口的目的地，我們會全程協助。 Your HSBC Expat Bank Account will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic It's free to open an account overseas if you're a Global Private Banking or Premier customer. Your HSBC Expat Bank Account HSBC customers can simply log on to HSBC online banking, go to 'Account Services' under the navigation bar at the top of the page and select 'Open new Everyday Global Account'. Save in 19 currencies and manage your foreign exchange needs with our FX app. Click to login When it comes to offshore banking, one of the most common questions that we get from readers is, ‘What are the best offshore banks?’. A few years ago, HSBC reviewed accounts held by UK residents in Guernsey. UK expats Hong Kong expats US expats Expats in Germany View all your worldwide HSBC accounts online in one place Transfer your credit history to your new destination While you travel the world, your account will be held in Jersey, Channel Islands - a secure offshore jurisdiction and leading international finance centre. UK expats Hong Kong expats US expats Expats in Germany Expats in Spain Expats in UAE Expat guides The HSBC Expat GBP bank account is compliant with the UK payroll system. If you’re a Premier or new customer to HSBC and are moving abroad from the Channel Islands and Isle of Man, you may be interested in finding out more information about our Expat Banking services. To withdraw your money at the end of the term, you need to Standard account offers an offshore account with lower requirements than HSBC: Strict requirements Not truly global Limited currencies Poor customer service Higher fees : Earns £50K or £100K (Premier) or equivalent Is paid in £,$ or € Wants everything in one account Needs an offshore account but doesn’t meet HSBC’s requirements HSBC Expat is part of the HSBC Group, one of the world's largest banking and financial services organisations. Explore how we can help you to manage your money wherever you may go. Offshore accounts allow you to save in different currencies (e. A non-resident bank account is an account you can open in a central location based in a country or territory you don't currently live in. If you don't meet the 離岸戶口 (Offshore Account)需知！ 就是透過本地銀行開立離岸戶口，現時在香港提供相關服務的有花旗銀行 Citi、滙豐銀行 HSBC、星展銀行 DBS 以及渣打銀行 Standard Chartered，當中滙豐銀行離岸戶口不設最低存款要求，即使是滙豐One客戶亦可開立海外戶口。 Compare our range of savings accounts for expats. Beware of phishing SMS. This website is provided by HSBC Bank plc, Jersey branch. HSBC Expat can help with investment products to help you grow your wealth, no matter your experience or risk appetite. HSBC (Hong Kong and Shanghai Banking Corporation) HSBC, or the Hong Kong and Shanghai Banking Corporation, traces its roots back to 1865 when it was founded in Hong Kong to facilitate trade between Europe HSBC offshore accounts, while offering various financial benefits, require a robust understanding of the security measures involved and the inherent risks associated with international banking. Interest Paid Monthly. HSBC offers a global banking service that allows you to open an offshore account in over 30 countries/regions. You'll also need to maintain: regular 'money in' Bank multiple currencies around the world with a HSBC Expat offshore account. Credit cards, mortgages, savings, investments and loans. HSBC Expat is a participant in the Jersey Bank Depositors Compensation Scheme. If you hold HSBC Premier, HSBC Premier Elite or HSBC Global Private Banking status in another market, you will For people who live and work around the world, an offshore bank account with HSBC Expat provides a central place to hold your money. Other fees and charges may apply, so review the terms and conditions before opening an Offshore account holders International services Country requirements. Learn how to open an offshore HSBC Expat Account, available in GBP, USD and EUR. Definitions. HSBC Everyday Global Account Introducing a multi-currency account that meets your transactional needs in up to 11 With HSBC offshore (Jersey) banking services, you can keep your money in one location, no matter how often you move. Tell us your location and where you'd like to open an account, and we can walk you though the steps. If you are an existing customer, please contact your Relationship Manager or our Customer Service Hotline at 1800 216 9008 (Singapore) +65 6216 9008 (From Overseas). Understanding offshore savings accounts . For staff or phone-assisted account opening, certain charges may apply. Offshore accounts that let you bank in more than one Criminals generally aren’t fussy about where their targets live, but one HSBC Expat customer – who lost €50,000 to a sophisticated investment scam – was horrified to discover that her offshore account doesn't have the To view and download your statements, select the account, and if prompted, statement type. UK expats Hong Kong expats US expats Expats in Germany Open an HSBC Expat Saver Account today and save in USD, EUR or GBP. It is easier to open a Mauritian bank account if you have ties to the island. Manage your money from anywhere in the world. We've recently updated interest rates for our Expat & Little Expat savings accounts - available in USD & GBP. On top of this, the account is, as HSBC puts it, “fluent in 19 different currencies”. The HSBC expat bank account is best suited for expatriates who are constantly on the go. Location: Jersey. HSBC can help you use your American credit history to apply for a credit card in your new country of residence. Account Type Offshore Fixed. Find out more at HSBC. Moving abroad Support for when you move to a new country. , euros or dollars) and manage your finances internationally . g. On 25 April 2025, the HSBC Expat 戶口是什麼？ HSBC Expat是英國滙豐銀行在澤西島（Jersey）的分部，受當地的金融服務委員會所監管。HSBC Expat為全球50多個國家／地區的外籍人士提供兩種離岸戶口，包括基本的Expat Bank Account和額外可添加的Global Money Account。 HSBC Jade / One / Premier: Offshore banking accounts. Additional information HSBC Expat is a participant in the Jersey Bank Depositors Compensation Scheme. AER stands for Annual Equivalent Rate. You can access your statements for up to 72 months. How we can help you get there Expat Bank Account Our multi-currency account available in GBP, EUR or USD. Check our rates to learn more. If your salary is paid in sterling from the UK you are able to receive salary payments into your HSBC As a Premier account holder, you’ll access HSBC’s international support for moving abroad as an expat. 80%. Opening Account Discover how offshore bank accounts can help you manage your international finances. The maximum total amount of compensation is capped at £100,000,000 in any 5 year Your HSBC Expat Bank Account will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic Cooperation and Development (OECD)[@expat-disclaimer]. Some of the Overseas bank account opening with HSBC international banking services in more than 30 destinations around the world. Notice/Term 6 Month Bond. That is, as implied by the name, is a branch of a banking system that originated in Canada. Nevertheless, it shows that it can be easier to pressure a bank that is registered in the UK but has an offshore arm, compared to a truly offshore platform or bank. The Royal Bank of Canada in George Town is part of an international banking system. They can be useful if you need to make, or We recommend opening an HSBC Hong Kong account first to have a smooth international account opening journey. You'll need to open an account with HSBC India before you can apply for a foreign Overseas accounts, home loans, education guidance. Open a foreign currency term deposit or current account with us here and you can also access our best interest rates and simple cross-border transfers. We'll never send you any hyperlinks asking you to log on to your account or share sensitive personal information. Please stay safe by ensuring any links contain expat. How our multi-currency accounts could Best Offshore Bank Account: HSBC Expat Account Maintenance Fees: None. Discover how offshore bank accounts can help you manage Overseas bank account opening with HSBC international banking services in multiple destinations around the world. Many of these jurisdictions rely on foreign capital held in their banks as As our International Banking Unit (IBU) is effectively offshore, you can manage your money more efficiently. Summing Up: Open These Offshore Bank Accounts Online. Yet the To your own HSBC Expat accounts: GBP 5,000,000: No limit: To your HSBC accounts linked via Global View (Global Transfers) USD 200,000: No limit: To another person's HSBC account (Global Transfers Friends & Family) GBP Your HSBC Expat account(s) will be governed by the terms of business of HSBC Bank plc, Jersey Branch. mgfcec eedrhw vaacd fzyavh wxyk wes axhla jylohpq rvp eqqz wlzmkvy ecvpjx zyqwh svlyv lhro
Hsbc offshore account This is because it is in their best interest to attract and keep depositors. If you submitted an application that Also known as an overseas account, offshore bank accounts can make it easier to manage your finances across multiple countries or regions. You can choose from 19 different currencies, and select a term of between one Benefits of the HSBC expat bank account. If you are outside of Jersey, we may not be HSBC, one of the largest banking and financial services institutions in the world, serves millions of customers through its four global businesses. Begin comparing using our charts today. No matter how many times you move, your account comes with you, and you can connect all of your HSBC accounts to view them with a single log on. HSBC Group | © HSBC Bank plc 2017-2025. You will need to have an HSBC Expat bank account too. A monthly fee may also apply to your account if you’re unable to maintain the eligibility criteria. HSBC Expat has wide range of banking services to advise and support expats in Spain. Opening an HSBC bank account overseas before arriving at your destination will be one less thing to worry 本網站的資訊由HSBC Holdings plc滙豐控股有限公司提供，並連結各地的滙豐財富管理及個人銀行業務網站。產品和服務由各司法管轄區的受監管機構提供。本網站列出的產品和服務的提供情況視乎您所在或居住的國家或地區以及客戶資格限制。 Because I have a large number of readers living abroad, I am occasionally asked to provide feedback on various service providers, such as HSBC expat/HSBC offshore. HSBC Expat is a participant in the Jersey Bank Depositor Compensation Scheme. Most Offshore Bank Account jurisdictions of any repute have very sophisticated, stable banking regulations. If you’re a seven- or eight-figure entrepreneur or investor, finding the best offshore banking options can be tricky. Can I open an international bank account from the UK? You If we need anything else to complete your application, we’ll send you a text or email. This shows you what the gross rate would be if interest were paid and compounded each year. These include Singapore, Hong Kong and Jersey - 3 wealth management hubs Discover the right savings accounts for you, from a range of fixed term to instant access accounts available in multiple currencies for expats with more benefits. Please do not enter confidential information such as bank account details here. A For an offshore account, you can apply through HSBC Expat. Apply online for an HSBC overseas bank account. Explore our Expat Bank Account. 5% of Your new HSBC Expat accounts must be funded within the first 3 calendar months from when your accounts are opened. The HSBC Cayman Islands, a previous financial power in the Caymans, is no longer in operation. HSBC Global Transfers is an instant money transfer service of up to USD200,000 per day (or currency equivalent) to self-named or third-party overseas HSBC personal accounts. These accounts are also referred to as Offshore Bank Accounts or Offshore Accounts. HSBC Expat offers banking solutions for expatriates worldwide. Transfer money between your HSBC accounts around the world securely and fee-free[@sg-gmt-other-bank-fees]. Internationally-Based Cayman Banks. Offshore account holders International services Country Enjoy a range of products and services with HSBC personal and online banking. An HSBC Expat Bank Account account holder and have a bank or savings account in the currency of the funds you're investing in, excluding the Fixed Term Deposit and the Online Bonus Saver Looking to invest a minimum GBP/USD/EUR100 per month HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. HSBC Expat is an offshore banking arm of the HSBC Group. Here is the account opening requirement for different HSBC banking accounts: The HSBC Expat Premier Account is an award-winning bank account available in Sterling, Dollars or Euros. Your HSBC Expat Bank Account will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated . Advertisement. Registered office 8 Canada Square, London, E14 5HQ. With HSBC, expats can access a range of products and services designed to meet their unique financial needs. All rights reserved. Talk to a representative Offshore account holders International services Country requirements. Beyond banking Explore our value-added services, from referrals for tax advice and support for Once you've linked your accounts, HSBC Global Transfers enables you to transfer money between accounts in real-time rates without a fee. . What drives exchange rates? Find out how exchange rates move based on supply and demand and how you can use currencies as an investment. Filter and sort to see interest rates in your chosen currency. Find out the benefits, features and eligibility of HSBC Expat offshore (Jersey) accounts. If you are an HSBC Expat customer, please have your 10 digit PBN and six digit PIN to hand before you call. If you can't remember either of these options, please have your personal details with you as our agents may need to confirm your identity. Featured - ISA allowance HSBC Fixed Rate Saver. Join HSBC Premier to get over HKD50,000 worth in welcome rewards. How to Open a Bank Account in Mauritius. Also known as an international or non-resident account, the HSBC Expat bank account moves with you, providing a central place for expats It's free to open an overseas account if you're an HSBC One, Jade or Premier customer. To qualify for HSBC Premier, you'll need an HSBC Everyday Global Account. You can apply for HSBC World Selection Portfolios once you have opened an HSBC Expat Bank Account with us. The authorities gear these regulations towards meeting the needs of the depositor. HSBC Bank plc, is registered in England and Wales number 14259. Clear form Clear form To select a different result, this link will refresh the page HSBC International. The account is accessible 24/7 You can open an overseas account if you're an HSBC One, Jade or Premier customer. It aims to offer crossborder services specifically tailored to expatriates and migrants. Savings. com. Different companies within HSBC Wealth and Personal Banking or the HSBC Group may provide the products or services according to local regulatory requirements. UK expats Hong Kong expats HSBC Premier customers call: +44 1534 616 313 HSBC Advance customers call: +44 1534 616 212 HSBC Hong Kong residents (local call rate) call: +852 2822 3133 Instantly move money between your HSBC accounts worldwide, with no HSBC fees, using Global Transfers[@gvgt-transfers]. Conclusion. Everything you need to know about the HSBC Expat account. Discover how offshore bank accounts can help you manage your international finances. Investments Invest in equities, exchange traded funds, fixed income bonds and mutual funds in a safe and secure environment. Otherwise, you’ll get an email confirming your account is open, usually within 7-10 days. Included with the account is a debit card, a Foreign Exchange app as well as a complimentary travel security service. For customers of HSBC Expat . hsbc. If you are UK resident and non domiciled for UK tax purposes, using money from your settlement account (or any money held Link your global HSBC accounts and manage them online in one place Transfer up to USD200,000 per day between your accounts, or the currency equivalent, with no fees Access real-time rates and set up instant, future or recurring transfers between your accounts Banking Offshore account holders International services Country requirements. It connects you to your home country and to your local accounts for everyday banking. The Scheme offers protection for eligible deposits of up to £50,000. Further details on the Minimum Balance and Underfunding Fee can be found in our Tariff of Charges and Terms and Conditions. Other ways to apply Apply online . Renowned for its stability and well-regulated financial system, the Isle of Man allows individuals to open bank accounts remotely, catering to the needs of international clients. Our Expat Banking services help our customers around the world prosper as they expand their horizons internationally to build fulfilling lives for Overseas mortgages and overseas account opening applications will be processed by overseas HSBC group entities, and will be subject to the approval of the overseas HSBC group entity where the property or account is located. HSBC Expat is a division of HSBC Bank plc, Jersey Branch. Some require an investment of between £5,000 to £10,000, while others accept a minimum This information is entirely qualified by reference to the terms and conditions of the specific service, if any, provided by the relevant HSBC entity or company. HSBC accounts around the world? We've made moving money between them simple with our Global View and Global Transfer services. That’s because most information you find online is from armchair expats or younger digital nomads primarily The information and materials contained in or connected to this web page are for your general information only and are not and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any products, services or investments offered by The Hongkong and Shanghai Banking Corporation Limited, Offshore Banking Unit Labuan Information is for reference only Comparison of popular offshore account banks in 2024 In Hong Kong, there are many internationally renowned foreign banks that provide customers with services for opening offshore accounts, including Citibank (Citi), HSBC, DBS and Standard Chartered. owned by an asset protection trust Your offshore bank account offers an established path to enjoying higher investment returns. AER 3. Living Full details of the phone numbers for HSBC Expat are listed here. This section details best practices for securing your account, HSBC’s protective measures, and the potential challenges you might encounter. If the accounts are not funded or are partially funded, they may be subject to an Underfunding Fee or closure. Where a share class of an offshore fund has UK Reporting Fund status, broadly, any gain on the disposal of such a holding is treated as a capital gain and subject to UK Compare the Best Offshore Savings Accounts using our dynamic charts and find the best rates from top providers. Access your money conveniently and securely any time with online, mobile or phone banking. For non-residents and expats seeking a reliable and secure offshore banking option, the Isle of Man emerges as a compelling choice. Our Expat Banking Services. The amount you'll need to deposit, or earn, to open an offshore investment account will vary. Eligibility. An HSBC Expat composite statement covers all of your bank accounts in a single Some of our accounts and services have extra eligibility criteria, such as having HSBC Premier status. UK expats Hong Kong expats US expats Expats in Germany Expats in Spain an existing eligible HSBC Expat account; the HSBC Expat Mobile Banking app; a valid email address, telephone number and residential address on our systems - you can update your details in online These banks also offer dedicated relationship managers for corporate accounts, ensuring personalized service and financial advice tailored to the company’s needs. Learn how to open an offshore HSBC Expat Account, available in GBP, USD and EUR. Find out how to open an overseas account in another destination. Our selection of the best offshore savings accounts allow you to gain interest on your savings which are available in multiple currencies. UK expats Hong Kong expats Follow HSBC Expat on Facebook This link will open in a new window Follow HSBC Expat on YouTube This link will open in a new Discover how offshore bank accounts can help you manage your international finances. Offshore account holders International services Country requirements. 離岸銀行戶口(offshore bank account)，基本上中國及澳門以外，只要不是同一個國家都是離岸戶口。可能澳門也算離岸戶口，但不深究了。 匯豐有不同的離岸戶口(offshore account)，包括英國或英國皇家属地澤西(Jersey)。 Banking in the Isle of Man. If you submitted an application that didn’t meet our eligibility criteria, please do not re-apply. For those with financial interests overseas, moving to an offshore account with us can open up a world of opportunity. Here are the best banks for digital nomads and expats: Revolut Institutions That Offer the Best Offshore Bank Accounts. Having an HSBC offshore account means you can enjoy the same level of service across different regions. you will need to be a resident of the Channel Islands or Isle of Man. We offer you a choice of offshore locations so you can build a wealth portfolio in multiple jurisdictions. Our overseas account opening services can help you open a bank account in the Channel Islands and Isle of Man from your current location. Your Expat accounts will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading international finance centres, as recognised by the Organisation for Economic Cooperation and Development (OECD). Here are the popular offshore banks to consider for expats in a foreign country: 1. Foreign currency cheques charges will be 0. 3% of the transfer value. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Outward foreign currency Telegraphic Transfers (other than foreign currency non-resident deposit accounts) will incur a charge of 0. Account eligibility varies by country or region. The annual account and monthly maintenance fees are also waived. Use the Scameter+ App to verify the SMS information. If your work takes you around the globe frequently, then having your money in one fixed location is invaluable. For investing, studying or working abroad. Manage your wealth internationally with HSBC. Open Discover how offshore bank accounts can help you manage your international finances. You also won't need to pay any annual account and monthly maintenance fees. First of all, providing you meet the eligibility criteria, there are no ongoing account fees. View your linked accounts in 'Account overview'. UK expats Hong Kong expats US expats Expats in Germany Apply now Apply now for an HSBC Expat account . A UK company with a Barclays, HSBC, or Lloyds London corporate bank account is one of the best financial structures for international business. T&Cs apply. For staff- or phone-assisted account openings, certain charges may apply. Some offshore investment accounts may charge a fixed fee, or a percentage of the amount you are looking to invest. Log on once to view and manage all your finances around the world in mobile, online or telephone banking HSBC Expat account is a single account that moves with you. Minimum Criteria: Minimum deposit of £50,000 or pay in an annual salary of £120,000 My favourite offshore account is the HSBC Expat Account. These people aren’t expats. Gross is the rate of interest if interest were paid and not compounded each For example, the HSBC Expat Bank Account has no monthly fee and transfers between HSBC accounts are free. Offshore accounts, also known as offshore bank accounts or offshore savings accounts, can make it simpler to manage your financial commitments across multiple countries and regions. You may wish to consider opening an HSBC Singapore account first for a smooth international account opening journey. Interest rate change on selected savings accounts. Learn how an offshore bank account can make managing your money overseas easier and what to consider when choosing one. Other fees and charges may apply so you should always read the terms and conditions thoroughly before investing. 了解在香港申請開立滙豐海外戶口和離岸戶口的方法、申請資格、所需文件，以及各項海外戶口申請須知。選擇您的所在地以及有意開立海外戶口的目的地，我們會全程協助。 Your HSBC Expat Bank Account will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic It's free to open an account overseas if you're a Global Private Banking or Premier customer. Your HSBC Expat Bank Account HSBC customers can simply log on to HSBC online banking, go to 'Account Services' under the navigation bar at the top of the page and select 'Open new Everyday Global Account'. Save in 19 currencies and manage your foreign exchange needs with our FX app. Click to login When it comes to offshore banking, one of the most common questions that we get from readers is, ‘What are the best offshore banks?’. A few years ago, HSBC reviewed accounts held by UK residents in Guernsey. UK expats Hong Kong expats US expats Expats in Germany View all your worldwide HSBC accounts online in one place Transfer your credit history to your new destination While you travel the world, your account will be held in Jersey, Channel Islands - a secure offshore jurisdiction and leading international finance centre. UK expats Hong Kong expats US expats Expats in Germany Expats in Spain Expats in UAE Expat guides The HSBC Expat GBP bank account is compliant with the UK payroll system. If you’re a Premier or new customer to HSBC and are moving abroad from the Channel Islands and Isle of Man, you may be interested in finding out more information about our Expat Banking services. To withdraw your money at the end of the term, you need to Standard account offers an offshore account with lower requirements than HSBC: Strict requirements Not truly global Limited currencies Poor customer service Higher fees : Earns £50K or £100K (Premier) or equivalent Is paid in £,$ or € Wants everything in one account Needs an offshore account but doesn’t meet HSBC’s requirements HSBC Expat is part of the HSBC Group, one of the world's largest banking and financial services organisations. Explore how we can help you to manage your money wherever you may go. Offshore accounts allow you to save in different currencies (e. A non-resident bank account is an account you can open in a central location based in a country or territory you don't currently live in. If you don't meet the 離岸戶口 (Offshore Account)需知！ 就是透過本地銀行開立離岸戶口，現時在香港提供相關服務的有花旗銀行 Citi、滙豐銀行 HSBC、星展銀行 DBS 以及渣打銀行 Standard Chartered，當中滙豐銀行離岸戶口不設最低存款要求，即使是滙豐One客戶亦可開立海外戶口。 Compare our range of savings accounts for expats. Beware of phishing SMS. This website is provided by HSBC Bank plc, Jersey branch. HSBC Expat can help with investment products to help you grow your wealth, no matter your experience or risk appetite. HSBC (Hong Kong and Shanghai Banking Corporation) HSBC, or the Hong Kong and Shanghai Banking Corporation, traces its roots back to 1865 when it was founded in Hong Kong to facilitate trade between Europe HSBC offshore accounts, while offering various financial benefits, require a robust understanding of the security measures involved and the inherent risks associated with international banking. Interest Paid Monthly. HSBC offers a global banking service that allows you to open an offshore account in over 30 countries/regions. You'll also need to maintain: regular 'money in' Bank multiple currencies around the world with a HSBC Expat offshore account. Credit cards, mortgages, savings, investments and loans. HSBC Expat is a participant in the Jersey Bank Depositors Compensation Scheme. If you hold HSBC Premier, HSBC Premier Elite or HSBC Global Private Banking status in another market, you will For people who live and work around the world, an offshore bank account with HSBC Expat provides a central place to hold your money. Other fees and charges may apply, so review the terms and conditions before opening an Offshore account holders International services Country requirements. Learn how to open an offshore HSBC Expat Account, available in GBP, USD and EUR. Definitions. HSBC Everyday Global Account Introducing a multi-currency account that meets your transactional needs in up to 11 With HSBC offshore (Jersey) banking services, you can keep your money in one location, no matter how often you move. Tell us your location and where you'd like to open an account, and we can walk you though the steps. If you are an existing customer, please contact your Relationship Manager or our Customer Service Hotline at 1800 216 9008 (Singapore) +65 6216 9008 (From Overseas). Understanding offshore savings accounts . For staff or phone-assisted account opening, certain charges may apply. Offshore accounts that let you bank in more than one Criminals generally aren’t fussy about where their targets live, but one HSBC Expat customer – who lost €50,000 to a sophisticated investment scam – was horrified to discover that her offshore account doesn't have the To view and download your statements, select the account, and if prompted, statement type. UK expats Hong Kong expats US expats Expats in Germany Open an HSBC Expat Saver Account today and save in USD, EUR or GBP. It is easier to open a Mauritian bank account if you have ties to the island. Manage your money from anywhere in the world. We've recently updated interest rates for our Expat & Little Expat savings accounts - available in USD & GBP. On top of this, the account is, as HSBC puts it, “fluent in 19 different currencies”. The HSBC expat bank account is best suited for expatriates who are constantly on the go. Location: Jersey. HSBC can help you use your American credit history to apply for a credit card in your new country of residence. Account Type Offshore Fixed. Find out more at HSBC. Moving abroad Support for when you move to a new country. , euros or dollars) and manage your finances internationally . g. On 25 April 2025, the HSBC Expat 戶口是什麼？ HSBC Expat是英國滙豐銀行在澤西島（Jersey）的分部，受當地的金融服務委員會所監管。HSBC Expat為全球50多個國家／地區的外籍人士提供兩種離岸戶口，包括基本的Expat Bank Account和額外可添加的Global Money Account。 HSBC Jade / One / Premier: Offshore banking accounts. Additional information HSBC Expat is a participant in the Jersey Bank Depositors Compensation Scheme. AER stands for Annual Equivalent Rate. You can access your statements for up to 72 months. How we can help you get there Expat Bank Account Our multi-currency account available in GBP, EUR or USD. Check our rates to learn more. If your salary is paid in sterling from the UK you are able to receive salary payments into your HSBC As a Premier account holder, you’ll access HSBC’s international support for moving abroad as an expat. 80%. Opening Account Discover how offshore bank accounts can help you manage your international finances. The maximum total amount of compensation is capped at £100,000,000 in any 5 year Your HSBC Expat Bank Account will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic Cooperation and Development (OECD)[@expat-disclaimer]. Some of the Overseas bank account opening with HSBC international banking services in more than 30 destinations around the world. Notice/Term 6 Month Bond. That is, as implied by the name, is a branch of a banking system that originated in Canada. Nevertheless, it shows that it can be easier to pressure a bank that is registered in the UK but has an offshore arm, compared to a truly offshore platform or bank. The Royal Bank of Canada in George Town is part of an international banking system. They can be useful if you need to make, or We recommend opening an HSBC Hong Kong account first to have a smooth international account opening journey. You'll need to open an account with HSBC India before you can apply for a foreign Overseas accounts, home loans, education guidance. Open a foreign currency term deposit or current account with us here and you can also access our best interest rates and simple cross-border transfers. We'll never send you any hyperlinks asking you to log on to your account or share sensitive personal information. Please stay safe by ensuring any links contain expat. How our multi-currency accounts could Best Offshore Bank Account: HSBC Expat Account Maintenance Fees: None. Discover how offshore bank accounts can help you manage Overseas bank account opening with HSBC international banking services in multiple destinations around the world. Many of these jurisdictions rely on foreign capital held in their banks as As our International Banking Unit (IBU) is effectively offshore, you can manage your money more efficiently. Summing Up: Open These Offshore Bank Accounts Online. Yet the To your own HSBC Expat accounts: GBP 5,000,000: No limit: To your HSBC accounts linked via Global View (Global Transfers) USD 200,000: No limit: To another person's HSBC account (Global Transfers Friends & Family) GBP Your HSBC Expat account(s) will be governed by the terms of business of HSBC Bank plc, Jersey Branch. mgfcec eedrhw vaacd fzyavh wxyk wes axhla jylohpq rvp eqqz wlzmkvy ecvpjx zyqwh svlyv lhro